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Stuttering Shell

Thursday, April 2, 2009

April Fool's, right?

I called my mortgage company on Wednesday afternoon to ask a question.

The guy I spoke to told me that we were delinquent. Do-whaaa?

What do you mean, delinquent?

He responds to me, "Ma'am, you're behind for the month of April. I'm not showing a payment yet."

Are you effin' serious crazy in your skull?? I mean, seriously serious? (Yes, I say seriously a LOT.) I literally wanted to jump through the phone, grab him by his shoulders and shake him. I mean, to me, behind for the month April means that the month has come and gone and a payment still hasn't been made...NOT if your current month's payment isn't made by the 1st of that particular month.

So, ladies and gentlemen, yes, according to GMAC Mortgage we are delinquent on our mortgage for the month of April. A mortgage payment that has been due for one freakin' day! ONE! I guess that 15-day grace period doesn't mean jack shit to GMAC Mortgage...I know I'm not the only homeowner who uses a few days of the grace period, right? I mean, it's only Thursday...the 1st of the month was YESTERDAY!

All I can do is laugh...and quote Jay-Z again.

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